To apply for a home loan, please contact Loretta Davison Financial Solutions so we can help you complete a mortgage application. The application will help us determine if you qualify for a loan.
Contract of sale
Proof of property insurance
Copy of transfer of land
Council Rates notice for existing properties owned.
Cheque account and savings statements
A list of your assets (eg: superannuation statements, properties etc.)
Loan and credit card statements
An understanding of your day to day living expenditure
PAYG Payment Summaries
Tax returns, etc.
Your application will be submitted for processing and will be assessed. We will then notify you as soon as we hear back from the lender. If your loan is formally approved, you will receive a legal contract outlining the terms and conditions of your loan, called a letter of offer. When the exchange of contracts is finalised, your loan will be drawn down, paying out the previous owner and any taxes and fees. Loan repayments begin on the chosen repayment date after settlement, according to whether you have selected weekly, fortnightly or monthly repayments.
Unit 16, 23 Addison St, Shellharbour. NSW 2529 PO Box 300, Oak Flats. NSW 2529