Ready to take the plunge? From saving for a deposit, making repayments and understanding the costs of purchasing, we'll make sure you have all your bases covered.
How much you can borrow
How much you will need for a deposit
If you can purchase now or in the future
What to expect in fees and insurances
If you're eligible for any grants or benefits
Allowing additional repayments to be made
Access to offset accounts to reduce interest
Access to redraw facilities
Ability to take repayment holiday
The flexibility to move from a variable to fixed rate loan
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EXPERIENCED FINANCE SPECIALIST
Bricks and mortar remains a popular investment across Australia. An investment property can generate regular rent and has the potential to rise in value over time.
Property Investors can have different loan requirements than a home owner. It is important to structure your property purchase and finance to maximise your investment returns, cash flow and any possible taxation benefits. Some common loan features and issues for consideration are:
Interest only or principal and interest loan repayments
Use of equity in your own home
Choice of person to be the legal owner/named borrower
Variable or fixed rate loan
If you are thinking of investing in the property market, a Finance Manager can assist you in selecting a product and lender that provides you with the type of finance you require to meet your needs.
There are a number of options available to you when financing your next home. At Loretta Davison Financial Solutions we can explain these in detail to ensure you make an informed decision. Some finance options include;
Paying out your existing loan & obtaining new finance
Using your existing loan to finance a new property
Obtain your new property before selling your old one
Converting an existing property to an investment property
If you choose to payout your existing loan and obtain new finance, we can help you to assess which loan features suit your goals. Some common loan features include:
Allowing additional repayments to be made
Access to offset accounts to reduce interest
Access to redraw facilities
Ability to take repayment holidays
The flexibility to move from a variable to fixed rate loan
Ready to take the plunge? From saving for a deposit, making repayments and understanding the costs of purchasing, we'll make sure you have all your bases coverd.
Changes to personal circumstances and market conditions can mean that the loan that suited you years ago might no longer be the most suitable for your needs. At Loretta Davison Financial Solutions, we'll review your current loan and assess whether a more appropriate financial arrangement is available for you in the marketplace.
Access to more favourable interest rates
Ability to consolidate debts into a single low rate loan
Access to home equity for investment or renovations
Flexible features that better suit your circumstances
The possibility of savings through lower repayments
Unit 16, 23 Addison St, Shellharbour. NSW 2529 PO Box 300, Oak Flats. NSW 2529
M:0413747138
P:0242968888
F:0242968884
loretta@lorettadavison.com.au
Unit 16, 23 Addison St, Shellharbour. NSW 2529 PO Box 300, Oak Flats. NSW 2529
M:0413747138
P:0242968888
F:0242968884
loretta@lorettadavison.com.au
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