PROPERTY INVESTOR

Ready to take the plunge? From saving for a deposit, making repayments and understanding the costs of purchasing, we'll make sure you have all your bases covered.

WE CAN TELL YOU

How much you will need for a deposit

How much you can borrow

If you can purchase now or in the future

What to expect in fees and insurances

LOAN FEATURES

Allowing additional repayments to be made

Access to offset accounts to reduce interest

Access to redraw facilities

Ability to take repayment holiday

SET AN APPOINTMENT TO SPEAK WITH AN EXPERIENCED FINANCE SPECIALIST

PROPERTY INVESTMENT

ARE YOU READY TO INVEST IN PROPERTY?

Bricks and mortar remains a popular investment across Australia. An investment property can generate regular rent and has the potential to rise in value over time.

FINANCING YOUR INVESTMENT PROPERTY

Property Investors can have different loan requirements than a home owner. It is important to structure your property purchase and finance to maximise your investment returns, cash flow and any possible taxation benefits. Some common loan features and issues for consideration are:

Interest only loan repayments

Use of equity in your own home

Choice of person to be the legal owner/named borrower

If you are thinking of investing in the property market, a Finance Manager can assist you in selecting a product and lender that provides you with the type of finance you require to meet your needs.

NEXT HOME BUYERS

FANCY A CHANGE OF SCENERY?

There are a number of options available to you when financing your next home. At Loretta Davison Financial Solutions we can explain these in detail to ensure you make an informed decision. Some finance options include;

Paying out your existing loan & obtaining new finance

Using your existing loan to finance a new property

Obtain your new property before selling your old one

WHICH FEATURES DO I NEED?

If you choose to payout your existing loan and obtain new finance, we can help you to assess which loan features suit your goals. Some common loan features include:

Allowing additional repayments to be made

Access to offset accounts to reduce interest

Access to redraw facilities

Ability to take repayment holidays

WOULD YOU LIKE MORE INFORMATION?

REFINANCING

Ready to take the plunge? From saving for a deposit, making repayments and understanding the costs of purchasing, we'll make sure you have all your bases coverd.

IS YOUR HOME LOAN GATHERING DUST?

Changes to personal circumstances and market conditions can mean that the loan that suited you years ago might no longer be the most suitable for your needs. At Loretta Davison Financial Solutions, we'll review your current loan and assess whether a more appropriate financial arrangement is available for you in the marketplace.

WHAT ARE THE BENEFITS?

Access to more favourable interest rates

Ability to consolidate debts into a single low rate loan

Access to home equity for investment or renovations

Flexible features that better suit your circumstances

Unit 16, 23 Addison St, Shellharbour. NSW 2529 PO Box 300, Oak Flats. NSW 2529

M:0413747138
P:0242968888
F:0242968884

loretta@lorettadavison.com.au